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IN RE ESTATE OF CLEMENT

414 S.W.2d 644 (1967)

In re the ESTATE of W.A. CLEMENT, Jr., Deceased.

Supreme Court of Tennessee.

April 26, 1967.

Attorney(s) appearing for the Case

Tyree B. Harris, Nashville, Hooker, Keeble, Dodson & Harris, Nashville, for claimant.

Lan F. MacRae, Dickson, for administratrix.

OPINION

CHATTIN, Justice.

On July 2, 1961, Mutual of Omaha issued a group insurance policy to the National Association of Retail Druggists.

W.A. Clement, Jr., deceased, a member of the Association, applied for and obtained a health and accident insurance certificate.

The certificate of insurance issued to the deceased contained the following clause: "If a member has received medical treatment or advice for a sickness within twelve months...

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