NAT ALLEN, District Judge, sitting for DOYLE, Justice.
Plaintiff, Roger Dahl, guardian of Raidor Dahl, the insured, sues to recover on an insurance policy providing for payment for his hospital confinement in the sum of one thousand dollars per month which policy provided that "in the event of hospital residence occurring solely as the consequence of direct bodily injury resulting from any accident and independently of all other causes while this policy is in force...
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