PANNELL, Judge.
1. Where, as in the present case, the insured, on May 5, 1965, made application in writing for a policy of life insurance, which application provided: "The insurance applied for shall take effect when the policy applied for has been issued and actually delivered to and accepted by the applicant and the full first premium stipulated in the policy has been paid to and accepted by the Company, all during the life and continued insurability of every person...
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