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UNION BANKERS INS. CO. v. NATIONAL BANK OF COMMERCE

No. 5-4014.

408 S.W.2d 898 (1966)

UNION BANKERS INSURANCE COMPANY, Appellant, v. NATIONAL BANK OF COMMERCE OF PINE BLUFF, Executor of the Estate of W. R. Felkins, Deceased, Appellee.

Supreme Court of Arkansas.

December 5, 1966.

Attorney(s) appearing for the Case

John B. Plegge and Perry V. Whitmore, Little Rock, for appellant.

Bridges, Young, Matthews & Davis and Eugene S. Harris, Pine Bluff, for appellee.

COBB, Justice.

On December 3, 1962, William R. Felkins purchased a policy of insurance from appellant purporting to cover certain medical and hospital expenses thereafter incurred by Felkins and his wife. The annual premium for the policy was substantial—$149.20 for the primary policy and $14.40 for a physician's supplement.

When Felkins applied for this insurance coverage, he set forth as a part of his past medical history that he had suffered from...

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