TATE, Judge.
This is a suit by a wife and her husband against the wife's insurer ("American Physicians"). The policy issued by American Physicians provided for indemnity for hospital and surgery expenses. The trial court awarded the plaintiffs the full amount of benefits due under the policy and, additionally, penalties and attorney's fees for the defendant's unreasonable failure to pay timely a claim arising under its health and accident policy. See LSA-R.S. 22:657...
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