SUMMERS, Justice.
Plaintiff, Alma Smith, the wife of Dovic Fontenot, was injured while riding as a passenger in an automobile owned and driven by her husband when it collided with a car owned and driven by Regile Bordelon. At the time of the collision Bordelon's vehicle was insured by Southern Farm Bureau Casualty Insurance Company.
Plaintiff filed a direct action against the insurer alleging that the accident was caused by Bordelon's negligence. The defendant...
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