ELY, Circuit Judge:
The voluntary petition in bankruptcy was filed on October 4, 1962. For several years prior thereto, the bankrupt, appellant here, had maintained a life insurance policy with himself as the named insured and his wife as the beneficiary and for which he had paid, in monthly payments, an annual premium of $1,975.80. Six or seven days before the petition was filed, the policy was surrendered in exchange for its net cash value of $1,222.36. On October...
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