On October 22, 1962, Susan Dee Short, then 19 years of age, was a passenger in an uninsured auto operated by Charles C. Closs which skidded and caused her injuries. At the time Miss Short was the holder of an automobile liability policy which contains a standard "New York Automobile Accident Indemnification Endorsement" providing, in part, "6. ARBITRATION. If any person making claim hereunder and MVAIC do not agree that such person...
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