KELLEY, J.
This action was duly instituted by appellee, and his complaint, in material substance, alleged that the appellants, on or about April 16, 1960, "agreed" with appellee "to insure" him for one year upon his automobile against the hazard of expense for medical payments incurred by appellee within one year from the date of "accident" if appellee was "struck by a land motor vehicle"; that on May 4, 1960 appellee was struck by a land motor vehicle and, as a result...
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