KLOEB, District Judge.
Plaintiff, Lester R. Cooper, of Elkhart, Indiana, was a friend and fellow trainman with Glenn Maurer, also of Elkhart, and their work required them to ride by train from Elkhart to Toledo where, on occasion, they would remain over night and then travel back to Elkhart. Plaintiff, Allstate Insurance Company, had a policy of insurance on the automobile of plaintiff Cooper and, in this policy, there
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