BELL, Presiding Judge.
This action was brought against American Bankers Insurance Company of Florida to recover upon a policy of insurance issued by the defendant upon the plaintiff's mobile home.
In the insurance contract the defendant agreed "To pay for direct and accidental loss or damage to the Mobile Home, caused . . . by smoke or smudge, due to the sudden, unusual and faulty operation of any fixed heating equipment serving the premises.. ." On the trial...
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