CURRIE, J.
The issue on this appeal is whether either Milwaukee Auto or U.S.F.&G. is entirely liable under its policy for the amounts paid in settlement to the two plaintiffs, or whether each must bear a pro rata portion thereof under the "other insurance" clauses of the two policies.
The Milwaukee policy issued to plaintiff Groth contains the following "other insurance" provision:
"If the insured has other insurance against a loss covered...
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