OTT, C.J.
December 26, 1961, at approximately 2:00 p.m., Kenneth L. Kontrath, aged 19, deposited $10 in cash and opened a checking account in his name in a Spokane bank. On the same afternoon, Kontrath wrote checks on his account as follows: To Payless Drug Store for $20 for which he received merchandise and cash; to Emry's Clothing Store for $75, in payment of his previous open account of $24.98 and that of his friend, William D. Smith, in the
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