STEPHENSON, Justice.
This is a suit to recover upon a fire insurance policy after the premises were destroyed by fire. The frame building was insured for $10,000.00 and the contents for $2,500.00. The property insured was located in the City of Lufkin, and was described in the policy as "owner-dwelling". It was a two and a half, or three story house containing: one 2-room apartment, 5 bedrooms, a lobby and a reception room on the first floor; four 2-bedroom apartments...
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