CANDLER, Justice.
On February 15, 1954, Occidental Life Insurance Company of California issued to Dr. Clinton Monroe Templeton a policy on his life for $5,000. About ten months later he assigned the policy to Mrs. Lurline Templeton, his wife, and gave the insurer written notice thereof. On February 15, 1960, the policy had a cash surrender value of $458.75 and Dr. Templeton, as the insured, and Mrs. Templeton, his wife, as assignee of the policy, jointly applied for...
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