Mr. Justice GRAY delivered the opinion of the court.
Plaintiff, Nellie Kerr Miles, brought action to recover for the alleged accidental death of her late husband, James Noah Miles, to whom defendant had issued a group disability policy. The policy, in form, may be classified as a "Health and Accident Policy" and among other things provided payment of $5,000 for death from "bodily injury caused by accident" and "resulting directly and independently of all other causes...
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