In this declaratory judgment action between two automobile liability insurers, the district court held that American Fidelity & Casualty Company (hereafter "A.F. & C.") was the primary insurer, and that United States Fidelity & Guaranty Company (hereafter "U.S.F. & G.") was only the excess insurer. Upon appeal, A.F. & C. presents a single contention to the effect that the driver of...
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