SKILLMAN v. PHOENIX MUTUAL LIFE INSURANCE COMPANY

No. 256.

127 S.E.2d 789 (1962)

258 N.C. 1

Louise Yurt SKILLMAN v. PHOENIX MUTUAL LIFE INSURANCE COMPANY, a Corporation. Louise Yurt SKILLMAN v. ACACIA MUTUAL LIFE INSURANCE COMPANY, a Corporation.

Supreme Court of North Carolina.

October 31, 1962.


Attorney(s) appearing for the Case

Carswell & Justice, Charlotte, for plaintiff.

Cansler & Lockhart, Charlotte, for defendants.


DENNY, Chief Justice.

The plaintiff is entitled to recover under the terms of the policies involved if the insured came to his death, directly and independently of all other causes, from bodily injury sustained solely through external, violent, and accidental means.

On the other hand, the plaintiff is not entitled to recover if at the time of the accident there was an existing disease or illness which cooperated with or contributed to the accident which resulted...

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