CATES, Judge.
Blue Cross appeals from a judgment for $252.30 in favor of Kelley in an action on two of its certificates, here called the "1956" and "1960" certificates.
In July, 1956, Blue Cross issued a Family Group Hospital Service certificate with a Medical and Surgical Benefit Rider (composing a "Y M" contract) to Mr. Leburn Gann. Mr. Gann worked for Marion County and came under a payroll deduction plan whereby the county board of revenue deducted premium...
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