BROWN, C. J.
While we do not agree completely with all the intermediate conclusions of the learned trial court, we concur in the result which it reached, denying Western's motion for summary judgment. In particular the trial court stated in its memorandum decision:
"The able counsel for defendant Western Casualty & Surety has demonstrated to our satisfaction that the use of the Oldsmobile in question is not covered by the policy and that both insuring...
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