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PILGRIM HEALTH &c. INS. CO. v. MILLEDGE

39772.

107 Ga. App. 77 (1962)

129 S.E.2d 80

PILGRIM HEALTH & LIFE INSURANCE COMPANY v. MILLEDGE.

Court of Appeals of Georgia.

Rehearing Denied November 29, 1962.

Attorney(s) appearing for the Case

J. D. Watkins, Ruffin & Watkins, J. M. Hinton, Jr., for plaintiff in error.

D. C. Campbell, Jr., H. G. Rawls, contra.

JORDAN, Judge.

A policy of life insurance bearing a given date, and purporting to insure for the future only, cannot be made the basis of an action to recover for a loss occurring on a prior date. Fowler v. Preferred Accident Ins. Co., 100 Ga. 330 (3) (28 SE 398). The time when an insurance policy shall become effective is an essential element of the contract (Boswell v. Gulf Life Ins. Co., 197 Ga. 269, 29 S.E.2d 71); and if no time for the commencement...

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