HILDEBRANT, J.
This is an appeal on questions of law in a declaratory judgment action tried to the court below on a stipulation of facts filed in this court as the bill of exceptions. The stipulation is set forth in full, as follows:
"The parties hereto stipulate as to the following facts which they deem controlling for decision in this case:
"1. On February 4, 1958, plaintiff, Ohio Security Insurance Company, issued a policy of insurance on a 1956...
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