BOYD, Justice.
On January 26, 1959, The Millers Mutual Fire Insurance Company of Texas issued its Texas standard comprehensive dwelling policy thereby insuring the residence of W. L. Murrell and wife Evelyn Murrell for a period of 3 years. While the policy was in effect the house was damaged to a considerable extent. The Murrells made claim for payment under the terms of the policy, but the claim was not paid. The Murrells filed suit, which resulted
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