NICHOLS, Judge.
1. The present case was brought under the double indemnity or accidental death agreement of the policy of insurance which provides:
"2. Accidental death. The amount of benefits payable upon the death of any person (hereinafter referred to as the insured) whose life is insured under this policy will be increased by the amount provided in Article 4 of this agreement if such death occurs under the following conditions: (a) Death must result directly...
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