FAIRCHILD, J.
The applicants, commissioner, and Banking Review Board were acting pursuant to sec. 221.01, Stats., governing the organization of a banking corporation. When an application has been made under subs. (1) and (2), sub. (3) requires the commissioner to issue a notice of hearing. Sub. (5) requires him to ascertain "at the hearing" and by other investigation a number of specified facts. Sub. (6) provides:
"After completing such investigation the commissioner...
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