MATTHEWS, P. J.
This is an appeal on questions of law and fact, and the issues were presented at the trial de novo on a stipulation of facts.
The only parties affected by our decision are the plaintiff, the owner of the mortgage sought to be foreclosed in this action, and Louis Oskamp, a judgment creditor.
Harold A. Cowles and his wife borrowed $9,000 from the plaintiff on September 2, 1955, and gave their note therefor, secured by the mortgage...
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