KELLY, J.
Appellants, appellee and this Court accept the trial court's statement of facts, as follows:
"Defendant issued its insurance policy to plaintiff, Mrs. C. Ruth Davis, providing for medical payments, with a $1,000 limit, for expenses incurred for necessary medical, dental, surgical, ambulance, hospital, nursing and funeral services for each person sustaining bodily injury or death caused by accident while the person was in the insured automobile.<...
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