The opinion of the court was delivered by GAULKIN, J.A.D.
This case was submitted to the Superior Court, Law Division, "for determination upon a stipulation of the testimony which would have been given had the witnesses been called, exhibits, and briefs * * *." Upon these the trial court found that fire had destroyed more than 50% (in value) of the materials that made up plaintiffs' frame building, located in Pompton Lakes.
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