VOGEL, Circuit Judge.
These appeals arise out of the issuance of two insurance policies by New York Life Insurance Company on the life of Reuben W. Bredlow, now deceased, and in which plaintiffs are the named beneficiaries. Diversity of citizenship and amounts involved supply the requirements for federal court jurisdiction.
Both policies provide for double indemnity benefits in the event that death of the insured resulted directly and independently of all...
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