The opinion of the court was delivered by GAULKIN, J.A.D.
Plaintiff sued defendant American Casualty Company (American) and Firemen's Insurance Company (Firemen's) upon fire insurance policies issued by them covering plaintiff's dwelling. The American policy was $5,000, the Firemen's $7,500, and the fire damage to the building was stipulated as $8,750.
The policies were in the "standard" form required by N.J.S.A. 17:36-5.20. Lines 28 to 35 of that form...
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