The policy stipulated that each debtor of the bank should be eligible for coverage, provided, among other things: "(b) he is the principal wage earner, if the indebtedness is a joint obligation; (c) the indebtedness is evidenced by a housing loan note which is an eligible note under the Creditor's Title I — F. H. A. Contract of Insurance." It was provided that the amount of the insurance on the life of each insured debtor should at all times equal the principal amount...
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