CARLISLE, J.
The present suit is brought under the "Nonoccupational accident death" agreement of the policy of insurance which provides: "Subject to all the provisions of this policy, if the employee while insured hereunder, sustains one of the losses listed in the following table of benefits as the direct result of nonoccupational accidental bodily injury independently of all other causes, as evidenced by a visible contusion or wound on the exterior of the body....
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