RENFRO, Justice.
Appellee, Smulcer Trucking Company, Inc., is engaged in transportation for hire by motor vehicle of oil field equipment and heavy oil field machinery. Prior to August 13, 1954, the appellant, Providence Washington Insurance Company, issued its policy to appellee, which read, in part:
"This Policy Insures
"4. The legal liability of the Assured for loss of or damage to the described property directly caused by:
"* * *
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