DONWORTH, J.
The principal question in this case is the proper interpretation of RCW 5.60.060 (4) as applied to an insured under a medical service contract. The applicable portion of the statute reads:
"The following persons shall not be examined as witnesses:
"(4) A regular physician or surgeon shall not, without the consent of his patient, be examined in a civil action as to any information acquired in attending such patient, which was necessary...
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