BROWN, J.
On April 25, 1951, Adolph Schneider, Jr., procured defendant's policy insuring his life in the principal sum of $5,000. Premiums were payable on the 25th of April and October of each year, and there was a period of grace for thirty-one days thereafter so that the policy did not lapse if an unpaid premium was paid within that time. Schneider failed to pay the premium due October 25, 1953, the policy lapsed November 25th, and on December 10th the company's...
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