MASSEY, Chief Justice.
The question for determination is the construction of coverage under the Texas Standard Form Automobile Insurance Policy in light of certain undisputed facts.
Insuring agreement IV reads as follows: "Automobile Defined, Trailers, Two or More Automobiles. (a) Automobile. Except where stated to the contrary, the word `automobile' means * * * (3) Temporary Substitute Automobile—under coverages A, B and C an automobile not owned by...
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