Parties will be referred to as they appeared in the trial court.
On April 22, 1952, the defendant made application to the plaintiff for hail insurance on his wheat crop of 300 acres in Beckham County, Oklahoma, in the amount of $3000.00. The premium was $360.00 for which the defendant gave his personal note secured by a chattel mortgage on the wheat. The defendant filed a notice with the plaintiff...
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