STEWART, Circuit Judge.
This action was brought by appellants as beneficiaries under an alleged contract of insurance upon the life of Frederick T. Gettins, Jr. In an extensive oral opinion the district judge concluded that no valid insurance contract was in effect at the time of Gettins' death and accordingly directed a verdict for the appellee insurance company.
The facts are substantially undisputed. On May 19, 1953, appellee's agent came to Gettins' office...
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