NICHOLS, J.
1. A check does not of itself operate as an assignment of any part of the drawer's funds deposited with the bank upon which the check is drawn, and the bank is not liable to a holder of a check unless and until it accepts or certifies the check. Dixon & Co. v. Bank of Quitman, 23 Ga.App. 279 (3) (98 S. E. 112); Code § 14-1707. From this it follows that a check is a mere order upon a bank to pay from the drawer's account, and is subject...
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