The appellee issued its policy of insurance to the appellant on December 13, 1947, whereby it agreed to insure the automobile of the appellant against loss by collision, fire, and theft for the term beginning December 13, 1947, and ending June 13, 1949. The policy was payable to the insured and Reliable Auto and Finance Company, the latter being the holder of a conditional sale contract, mortgage, or encumbrance...
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