HALE, Justice.
On August 24, 1950, appellant issued to Martha Ann Hornbeak, who was then 84 years of age, its policy of hospitalization insurance, whereby it insured her against financial loss resulting from accidental bodily injury and sickness, subject to the provisions and limitations therein contained. The policy provided that "if such sickness requires the Insured to be confined as a bed patient anywhere in the world, within any recognized hospital (except sanitoriums...
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