DONWORTH, J.
This is an action on an insurance contract denominated "World-Wide Hospital and Surgical Expense Policy for Family Groups."
For a consideration, defendant insurer issued to plaintiffs, in Spokane, a policy wherein it agreed, among other things, to pay for plaintiffs' benefit the sum of ten dollars per day while either of them
"... because of sickness or accidental bodily injury covered by this policy, shall be necessarily confined as a...
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