HUDGINS, Chief Justice.
On September 19, 1949, M. E. Ferguson purchased from the Seven Star Garage, of Carlisle, Pennsylvania, a Buick automobile and registered the same in his name under the laws of Pennsylvania. At the same time he purchased a combination indemnity and fire insurance policy on the automobile from the Hartford Accident and Indemnity Company and the Hartford Fire Insurance Company (hereinafter designated "Hartford") through J. Rodney Fickel, agent...
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