The insured died intestate on the 7th day of September, 1949, and the plaintiff, her daughter, was duly appointed administratrix of her estate. Proofs of death were submitted to defendant and demand made for payment of the amount due. Defendant refused to pay on the ground that the policy had lapsed but did offer in satisfaction thereof the sum of $256.25, being the amount of paid up insurance, pursuant to an election made by the insured at the time the policy was issued...
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