HALLEY, J.
The parties will be referred to in the positions they occupied in the lower court. Calvin B. Maples took out a policy of life insurance with the defendant on the 10th day of September, 1942, at Holdenville, Oklahoma, and his wife, the plaintiff, Erma J. Maples, was made beneficiary. The policy was for $3,000 and provided for waiver of premium and double-indemnity benefits. On the 26th day of November, 1944, while residing in San Francisco, California, Calvin...
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