LATIMER, Justice.
Appellee, Hattie Noe, was an employee of Elbert Veach, operator of a taxicab business in South Fort Mitchell.
Appellant had issued its policy of insurance to Veach which was accepted by the Division of Motor Transportation and on file there for the purpose of meeting requirements of KRS 281.460.
The facts as to the contractual relationship of the insured, Veach, and appellee were stipulated as follows:
"That Elbert Veach the...
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