HUGHES, Judge.
This suit was instituted in the magistrate court of the City of St. Louis by James W. Duncan as administrator of the estate of his deceased wife, Ella Duncan, on a petition which alleged that the defendant on January 19, 1946, and January 30, 1946, issued policies of insurance, insuring Ella Duncan and legal representatives against loss by fire on the premises located at 3970 Cook Avenue, St. Louis, Missouri, in the total amount of $4,000 for a period...
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