TAYLOR, Justice.
Appellant issued its insurance policy, dated February 4, 1946, upon the life of John Belcher, an illiterate colored man living near the City of Greenwood, South Carolina. The application was in the handwriting of appellant's colored agent, R.H. Burton, and signed by the applicant making his mark. The insured, John Belcher, died February 15, 1948, two years and eleven days after the...
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