HOLMES, Circuit Judge.
This appeal is from a judgment for appellee upon two policies of fire insurance on 2438 bales of cotton pledged to appellee to secure a loan of money. Both policies were taken out by the bank as additional insurance, the cotton being primarily insured by the owner of the warehouse in which it was stored.
In event of the destruction of the cotton by fire, one of the policies sued on (known as the difference-in-value policy) bound appellant...
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