McALLISTER, Circuit Judge.
From a judgment against the Jefferson Standard Life Insurance Company, for life insurance, the company appeals, claiming lapse of policy for nonpayment of premium, and that it was not in effect at the time of the death of the insured, on July 15, 1936. The trial court held that at the time of default in the payment of the last premium, the policy had a reserve of $55.64; that according to the law of Kentucky
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